iwoca

Fast flexible business loans up to £1m — a common hospitality working-capital source.

Pricing: Pricing varies — Interest on drawn balance; rate by risk; no early repayment fees.

Visit iwoca

What is iwoca?

iwoca provides fast small-business credit — Flexi-Loans up to £1m with decisions often same-day — widely used by hospitality businesses for refits, stock and cashflow gaps. Interest accrues only on drawn funds; early repayment without penalty.

Key details

Category
Finance & Operations › Business funding
Best for
Cafés & coffee shops, Restaurants, Takeaways & QSR, Pubs & bars
Pricing model
interest — Interest on drawn balance; rate by risk; no early repayment fees.
Headquarters
London, UK
Last verified
pending verification

Features

Alternatives to iwoca

YouLend

Revenue-based funding repaid as a % of card takings — powers financing for many platforms.

Pricing varies